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It is a legal requirement that anyone seeking an insurance cover or for additional risks or renewal under an existing policy that they must disclose any information that might influence the insurer in establishing the premium or determining whether to accept the risk. Under English Law, failure to do so may entitle an insurer to avoid cover from inception and seek repayment of paid claims. If you are in any doubt as to whether information is material you should disclose it. In regards to any Motor Insurance product you will need to disclose and change in circumstance that may affect the Policy or necessitate a Policy amendment. These changes include any change of vehicle, drives or use, in addition any conviction or claim involving any driver must also be disclosed and referred
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